Urban Moto Dealer
Finance Program

Offer flexible and attractive finance options, to help more customers ride away on a new bike!

This program is open to all Urban Moto dealers - whether you're directly FCA authorised, operating as an IAR, or have no FCA permissions at present. No barriers, just opportunity.

Key Benefits for You and Your Customers.

• Access to two specialist lenders (Snap Finance and Humm) to maximise approval rates.

•Attractive offers including 0% APR for good-credit customers, and flexible higher-APR options for younger customers or those with imperfect credit.

• A 2.25% rebate, credited monthly to your Urban Moto account for every qualifying bike sold on finance.

• A 4.1% rebate on Warrior Kids range (SX-E400,  SX-E500, SX-E700) for bikes sold with the 0% APR offer.

•Promote finance seamlessly: online (full ecommerce support), in-showroom, or over the phone.

•Free marketing pack to help you showcase offers in your dealership.

Quick Highlights by Customer Credit Profile.

For Excellent/Good Credit (via Humm – min £250, max £50,000):

• 12 months 0% APR Interest Free – dealer subsidy 5.95% (including your rebate).

• Longer terms (up to 60 months) at 17.9% APR (plus your rebate and no dealer subsidy).

• Free IAR option.

Options for Medium/Low Credit Profiles.

For Medium/Low Credit (via Snap Finance – min £250, max £10,000):

• 24, 36 and 48 months credit from 19.9% APR (representative 29.9% APR).

• Dealer subsidy 2.25% (including your rebate).

• Custom credit offers for industry leading approval rates.

• Free IAR option.

Sign Up with code "URBANMOTO"
for 3 months free.

Standard
£62/month
£62/month
Available for all Urban Moto dealers, with at least 12 months trading history.
Lender introductions
Standard finance action plan
Finance marketing guide
FinMatch App licence
Email and telephone support
1 website
Standard
£46.50/month
£558/year
Available for all Urban Moto dealers, with at least 12 months trading history.
Lender introductions
Standard finance action plan
Finance marketing guide
FinMatch App licence
Email and telephone support
1 website

Frequently Asked Questions

Explore our FAQ to find answers to common queries and learn more about the Urban Moto Dealer Finance Program.
Q: Do I need FCA authorisation?

A: No – the program includes a free IAR option through FinMatch for Urban Moto dealers.

Q: What bikes qualify?

A: All models from RFN. Other Urban Moto brands may be added to the program in future.

Q: How do I promote finance?

A: Use the free marketing pack (banners, window stickers, digital assets) and integrate via the FinMatch App for your website.

Q: How quickly can I start offering finance?

A: Sign up now, get approved fast – many dealers go live in 5 to 10 days.

Q: How do I claim the rebate?

A: Simply enter the bike model in the finance application description of goods. We'll do the rest – rebates are applied at the start of each month for the prior month's sales.

Q: What is the cost to join the Urban Moto Dealer Finance Program?

A: Sign up with FinMatch to join the program. A FinMatch account costs from £46.50 a month (includes setup and FinMatch App licence). Enter code URBANMOTO and get 3 months free.

Q: I already have a FinMatch account. Do I need to sign up again?

A: No – just contact FinMatch and request to join the Urban Moto program.

Q: Can I sign up directly with each lender?

A: The IAR option, programme rates, Urban Moto rebates, marketing packs, and ecommerce integration are only available through FinMatch.

Q: Which ecommerce platforms are supported?

A: Shopify, WooCommerce, and Magento. Contact us at merchantsupport@finmatch.io for integration on other platforms.

Q: I have a question not covered by this FAQ.

A: Please email merchantsupport@finmatch.io and we'll get back to you promptly.