Power Your Business with Expert Financing Solutions.

A: Offering finance is a proven way to increase sales, boost customer satisfaction, and make your business more competitive. Flexible payment options make it easier for customers to say 'yes' to your products or services.

Whether you sell to consumers (B2C) or businesses (B2B) we recommend our Standard Account for merchants implementing finance for the first time. Standard Account includes the FinMatch App, a lender account, and everything you need to offer finance to your customers.

Our Performance Account is perfect if you want to improve your existing setup or introduce new finance options to boost your acceptance rates.

If you sell to consumers and businesses from an ecommerce website, then we recommend Hybrid. As part of this service we carefully optimise for dual audiences.

Still unsure? Here's a quick guide:

If you're new to finance: Go with Standard.
If you have finance but want better results: Choose Performance.
If you serve BOTH consumer and business customers: Hybrid is for you.

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A: FinMatch offers unmatched value for merchants. Since 2010, we've consistently helped clients achieve significant sales increases and reduced subsidy costs. Our commitment to ongoing support ensures you’ll continue to maximise your ROI long-term. We're so confident in our service that we offer a full 'no questions asked' refund if you're not completely satisfied.

A: FinMatch draws on over a decade of experience in sectors like retail, home improvement, health, vocational training, and more. We work with startups, established businesses and everything in between. B2B merchants are a growing part of our client base and we have specialised expertise in addressing their needs.

A: Think of FinMatch as your guide through the complex finance and payments landscape. We help you:

Choose the right finance provider(s): With our deep knowledge of the UK market, we select the right fit for your business needs.

Save time and money: Avoid costly trial and error, maximise your results from day one.

Navigate regulations with ease: FinMatch FCA Assist helps UK businesses get FCA authorised quickly and easily.

Grow sales: From integration to promotion, FinMatch helps you drive sales. We're passionate about empowering merchants to leverage finance effectively.

A: If you’re a B2C merchant offering consumer finance, such as 0% finance for up to 12 months, you may not need direct FCA authorisation. However, to unlock a wider range of consumer finance options, FCA authorisation is required. Alternatively, one of our partner lenders offers an Introducer Appointed Representative (IAR) option, allowing you to provide finance under their regulatory umbrella without direct authorisation. For B2B merchants, FCA regulations typically don’t apply.

With FinMatch FCA Assist, UK businesses can become FCA authorised quickly and efficiently for just £1,249, with our team handling your application, regulatory business plan, and permissions to maximise your finance offerings.

A: The key tasks are:

1) Signup for FinMatch
2) Create an action plan (we do this for you).
3) Lender(s) account setup (we’ll manage this).
4) If required, get FCA authorised (we can do this for you too).
5) Integrate finance on your website (using the FinMatch App).
6) Promote your new finance offers effectively (this is covered in the action plan)

As a rough guide, with FinMatch support, it’s possible to implement a new finance solution in a few days. Getting FCA authorised can take a couple of months or longer. We always try and find a way to get you started quickly and we’ll guide you through every step of the process. We’re entrepreneurs too and we like moving at pace. The sooner you start, the sooner you reap the benefits. Contact us here!

A: FinMatch, alongside our four partner lenders, provides checkout modules for popular e-commerce platforms like Shopify, Magento, and WooCommerce. For other platforms or custom websites, we offer SDKs and dedicated support to help your developers add finance as a payment option at checkout. Need assistance? Our expert developers can handle the integration for you.

To drive conversions, promoting finance offers throughout the customer journey is key. The FinMatch App dynamically showcases FCA-compliant finance offers across your website—from category and product pages to the cart—ensuring optimal placement and messaging. We’ll also collaborate with you to select the best credit offers and align finance with your business processes, maximising sales and enhancing the customer experience.

A: The cost of implementing finance varies depending on your setup. Think of it as a marketing investment to boost sales and attract customers. Here’s a clear breakdown:

FinMatch Fee: From £44/month. Includes account setup and a FinMatch App licence, enabling dynamic finance offer displays on one website.

Finance Subsidies: Some credit products (e.g., 0% interest-free) include a merchant subsidy fee. We’ll help you select lenders and products that align with your sales goals. Interest-bearing products typically have no subsidy.

Integration: Free checkout integration for most major e-commerce platforms.

FCA Authorisation: If you’re not FCA-authorised, our FCA Assist service costs £1,249 to handle your application, including regulatory business plan preparation. A one-time FCA application fee (e.g., £550 for Limited Permissions Category 2, Secondary Credit Broking) also applies.

Other Costs: Bespoke or complex integrations may incur development costs, which we’ll identify upfront for informed decisions.

A: Yes. To upgrade or downgrade your FinMatch service, please email merchantsupport@finmatch.io.

A: Please email merchantsupport@finmatch.io and we'll get back to you promptly.