Boost sales, enhance customer experience, and improve cash flow with our B2C, B2B, and asset finance solutions.
Whether you're new to financing or looking to optimise your existing setup, we'll guide you to the best solutions for your business.
Get expert guidance on selecting and implementing the perfect payment options for your retail or renewable energy business. We'll create a tailored action plan and introduce you to the best providers for your needs.
Are your current payment options underperforming? We'll analyse your setup, identify opportunities for improvement, and help you maximise sales, reduce costs, and enhance the customer experience.
Offer your business customers flexible payment terms and finance their renewable energy projects with ease. We'll help you streamline your operations, reduce risk, and accelerate sales.
No matter how you sell – online, in-store, or in the field – we can help you offer finance options that drive sales. Our expertise spans a wide range of platforms and industries, including e-commerce, renewable energy, and home improvement.
Effortlessly promote finance options on your website and drive conversions. Our app dynamically displays offers, ensures FCA compliance, and integrates seamlessly with your existing setup. Increase sales and enhance customer experience with our powerful finance marketing solution.
A: Offering finance is a proven way to increase sales, boost customer satisfaction, and make your business more competitive. Flexible payment options make it easier for customers to say 'yes' to your products or services.
Whether you sell to consumers (B2C) or businesses (B2B) we recommend Standard for merchants implementing finance for the first time. Standard includes the FinMatch App, a personalised provider introduction and a step-by-step Action Plan.
Performance is perfect if you want to improve your existing setup or introduce new finance options to boost conversion – for both B2C and B2B businesses.
If you sell to consumers and businesses from an ecommerce website, then we recommend Hybrid. As part of this service we carefully optimise for dual audiences.
Still unsure? Here's a quick guide:
If you're new to finance: Go with Standard.
If you have finance but want better results: Choose Performance.
If you serve BOTH consumer and business customers: Hybrid is for you.
A: FinMatch offers unmatched value for merchants. Since 2010, we've consistently helped clients achieve significant sales increases and reduced BNPL subsidy costs. Our commitment to ongoing support and periodic reviews ensures you’ll continue to maximise your ROI long-term. We're so confident in our service that we offer a full 'no questions asked' refund if you're not completely satisfied.
A: The FinMatch founders draw on over a decade of experience in sectors like retail, home improvement, health, vocational training, and more. We work with startups, established businesses and everything in between. B2B merchants are a growing part of our client base and we have specialised expertise in addressing their BNPL needs.
A: Think of FinMatch as your guide through the complex finance and payments landscape. We help you:
Choose the right finance provider(s): With our deep knowledge of the UK market, we match you with the right fit for your business needs.
Save time and money: Our streamlined process avoids costly trial and error, maximising your ROI from day one.
Navigate regulations with ease: FinMatch FCA Assist helps UK businesses get FCA authorised quickly and easily.
Grow sales: From integration to promotion, our ongoing support helps you consistently drive sales. We're passionate about empowering merchants to leverage finance effectively.
A: Firstly, this point doesn’t apply to B2B merchants! The FCA regulates consumer finance only. For B2C merchants, at present, you can offer 12 months 0% finance, without FCA authorisation. If you want unrestricted access to consumer finance solutions then yes you need to become FCA registered. FinMatch FCA Assist helps UK businesses get FCA authorised quickly and easily.
A: The key tasks are:
1) Signup for FinMatch Account
2) Create an action plan (we do this for you).
3) Open an account (with the provider we introduce you to).
4) Get FCA registered (we can do this for you too).
5) Integrate finance on your website (using the FinMatch App).
6) Promote your new finance proposition effectively (this is covered in the action plan)
You can progress these tasks in parallel. As a rough guide, with FinMatch support, it’s possible to implement a new finance solution in weeks, although it may take 2-4 months to get FCA authorised. We’ll guide you through the process. We’re entrepreneurs too and we like moving at pace. The sooner you start, the sooner you reap the benefits. Let's get started today!
A: Finance is a powerful tool, not just a checkout feature. To maximise conversions, it's crucial to promote it effectively throughout the customer journey. That's why we created the FinMatch App! It dynamically displays finance offers on your website, from category and product pages to the cart, ensuring FCA-compliant messaging and optimal placement. We'll also work with you to select the ideal credit offers and ensure a seamless integration that aligns with your business model.
A: The cost of adding finance as a payment option varies. For example, if you're introducing consumer finance and aren't already FCA authorised, there are costs associated with obtaining authorisation.
It's important to view these costs as a marketing expense – an investment in growing your business and attracting more customers. Here's a breakdown of what to expect:
FinMatch Fee: Starting from £44 a month. This includes a FinMatch App license for one website to dynamically display your finance offers.
Finance Subsidies: There is a fee for some credit products (for example 0% interest free). This is called the merchant subsidy. We'll help you choose a lender(s) and credit products with fees that align with your sales goals. (there is no merchant subsidy on interest-bearing credit products).
Integration: We provide free checkout integration for many common e-commerce platforms. We can also install the FinMatch App for a fee of £299, or your web developer can handle it.
FCA Fees: The main costs involve preparing and submitting your FCA application. Our FCA Assist service is £1,249. There's also a one-time application fee payable to the FCA, which varies depending on the permissions you apply for. For example, "Limited Permissions Category 2, Secondary Credit Broking" currently costs £540. FCA authorisation is specific to consumer finance. It’s not required for commercial and B2B finance.
Other Costs: These may include development costs for complex or bespoke integrations. Your personalised FinMatch action plan will include a detailed cost breakdown to ensure you can make informed decisions.
A: FinMatch goes beyond simply referring you to a finance provider(s). We take a deep dive into your specific business needs. This includes factors like your website platform, target customers, typical order size, and the competitive landscape in your sector. A quick call with you helps us fill in any gaps and ensures your action plan is laser-focused. This tailored approach guarantees you're matched with the providers best suited to drive growth for your business model.
A: Yes. To upgrade or downgrade your FinMatch service, please email merchantsupport@finmatch.io.
A: Please email merchantsupport@finmatch.io and we'll get back to you promptly.
